Get the guidance you need!
Get the guidance you need!
Our mission is to use real estate to empower people to build wealth. If the client is not educated, they won't be able to start building wealth using real estate. We will provide you tools and our experience to build your wealth.
Thousands of families trust us because we provide them loan options, rates, closing cost with a transparent process. We are a company doing honest work that really matters in the real world — one loan, one borrower, one homeowner at a time. And it’s working.
We will provide you advice, not just rates and loan estimate. We will present personalized loan comparisons and strategies that enable you to make better decisions.
Bases on your situations we will provide you loan option and loan programs for primary, secondary or investment homes such as:
Today, our platform empowers hundreds of new home buyer and current homeowners. Most of the loan are funded in less than 21 days. We do provide 2 extension at No cost to borrowers.
There is a simple debt-strategy for creating wealth and we cannot wait to show you! Working with a mortgage professional that understands money and knows exactly what you need to be a successful home buyer is more important than ever!
Once you complete the loan application, we will discuss loan options (loan terms, loan types) & cash to close. Watch all video's explain the home loan process.
Being mortgage broker, it give us freedom to shop around with national top wholesale lenders; and find the best loan programs, quick closing and competitive rates for you.
This is basic list of income documents we need for initial underwriting to qualify for the home loan.
Pre-approval letter gives you an upper hand and helps you negotiating with sellers
There are 13 steps during the loan process. Our loan processing team will guide you all the way for a smooth closing of escrow.
We offer several loan programs. Full-doc to No-doc. Please call us to discuss loan options.
With Seller Buy Down you can use seller credit and lower home payment for maximum three years.
Out team will be working along with you to avoid any mishaps. Review the basic issues than can delay the closing.
We will help you improve you score within days for you get better interest rates, lender credits and lower PMI.
Make to sure to ask 3 things only when you shop around for the best lender (1) Rates (2) Loan Cost & (3) Lender Credit.
When we issue an approval letter, we run your home loan application through 2 underwriting systems.
Both FHA and Conventional are great mortgage programs for the first time buyers. We will advice you the best option for you.
To lower your monthly home mortgage, lender allows you to buy down the points to get lower rates. We can provide you options to see if that best for you or not.
Arm loan program does help you save money every month when your have a jumbo loan.
We will advice you with best cost savings mortgage options. With a small increase in payment, you can qualify for over 19K lender credit.
Housing market has started to turn down. Appraisal values are coming lower than purchase price. We have a loan program to cover the appraisal gaps.
When you are putting less than 20% down payment, there is a PMI (private mortgage insurance), which can be paid by borrower or lender.
We can provide you solutions for multiple issues such as consolidate debts, reduce your monthly house payment and retirement funds.
This 2 step strategy will not put hold on your dream of buying bigger home. Not only you can buy home in a nicer area, it will help with retirement too.
Even with 10% drop, as a renter you may end up paying $174,768 to your landlord vs building your equity by $53,494 in 60 months
Getting conditional loan approval from the lender underwriter is one step closer to closing.
If you're interested in one of our open positions, start by applying here and attaching your resume.